Understanding SR-22 Filings: A Guide to Financial Responsibility Certificates
For many drivers, the term "SR-22" only arises after a significant traffic violation or license suspension. While often mistaken for a specific type of insurance policy, an SR-22 is actually a certification provided by an insurance carrier to a state’s Department of Motor Vehicles (DMV). It serves as proof that a driver maintains the minimum liability coverage required by law. This guide outlines the filing requirements, the process for obtaining one, and the implications for your driving privileges.
Nov 28, 2025
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Legal Tips
